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Sam Bennett

Sam Bennett

8 Aug 2023


38 Read.

The Cost of Full Mouth Dental Implants with Insurance

For people who have lost all of their teeth or are in danger of doing so, full-mouth dental implants are a common alternative. Although this operation can significantly enhance a patient’s quality of life. It can be costly as well. Let’s look closer at the cost of full-mouth dental implants with insurance and what you need to know before getting the procedure.

Full Mouth Dental Implants

Whole-mouth dental implants are a more involved type of dental implant treatment. Also, that involves replacing every tooth a patient has with dental implants. This operation can take several months to complete and is often done in phases.

The Cost of Full Mouth Dental Implants

The number of implants required, the kind of implant used, and the location of the dentist’s office are some of the variables that might affect the price of full-mouth dental implants. The American Academy of Implant Dentistry estimates that a single dental implant typically costs between $4,000 and $6,000 in the United States. This price might soon rise when using dental implants for the entire mouth.

 Cost without insuranceCost with 50% insurance coverage
The amount covered by insurance$40,000$40,000
Out-of-pocket cost for the patient$0$20,000
Out-of-pocket cost for patient$40,000$20,000

Does Insurance Cover Full Mouth Dental Implants?

The Cost of Full Mouth Dental Implants with Insurance

Many dental insurance plans do not cover the cost of full-mouth dental implants with insurance, as they are often considered to be cosmetic procedures.

However, depending on the particular policy and the circumstances surrounding the tooth loss. Certain policies may provide full or even partial coverage for dental implants.

Understanding Insurance Coverage

The Cost of Full Mouth Dental Implants with Insurance

It’s important to check with your insurance provider to see what your plan covers. If your insurance does cover the cost of full-mouth dental implants with insurance, it may still only cover a portion of the total cost.

It is possible that in certain circumstances. Also, you will be required to pay for the operation out of pocket. Then file a claim with your insurance company in order to be reimbursed.

Types of Dental Insurance Plans

There are four primary types of dental insurance plans:

  • Dental Health Maintenance Organization (DHMO)
  • Preferred Provider Organization (PPO)
  • Indemnity Plan
  • Discount Dental Plan

Dental Health Maintenance Organization (DHMO)

The Cost of Full Mouth Dental Implants with Insurance

You will be required to select a primary dentist if you have the kind of dental insurance that is known as a DHMO plan. This dental practitioner will attend to all of your basic dental needs, including examinations, X-rays, and cleanings. If you think you might require the services of a specialist, speak with your general dentist about getting a referral.

You pay the same amount each month for coverage with a DHMO plan, and there are neither deductibles nor yearly caps on your benefits. Nonetheless, there is a possibility of incurring some out-of-pocket costs for particular services.

Preferred Provider Organization (PPO)

The Cost of Full Mouth Dental Implants with Insurance

A PPO plan is a form of dental insurance plan that gives you the freedom to visit any dentist you want, but you’ll get better coverage and pay less out of pocket if you visit a dentist who is part of the plan’s network.

When you visit a dentist who is not part of the network, you will normally incur higher costs. You will be required to pay a monthly charge for a PPO plan, and the plan may also have a deductible and an annual cap.

Indemnity Plan

You have the freedom to visit any dentist you like with an indemnity plan, which is a specific kind of dental insurance coverage.

You will be required to make an upfront payment for your dental care, after which you can make a claim to be reimbursed by your insurance provider.

Although indemnity plans often have a larger monthly price than other types of policies, they do provide more options for dentists to select from than other types of plans do.

Discount Dental Plan

Although a discount dental plan is not insurance in the traditional sense, it can help you save money on dental care and other related expenses.

When you sign up for a discount dental plan, you will be required to pay an annual fee. In exchange, you will be eligible to get savings on dental treatments rendered by dentists who take part in the plan.

Although these plans do not include deductibles, annual maximums, or waiting periods, they do not cover the full cost of your dental care either.

Choosing the Right Dental Insurance Plan

There are a few factors to take into consideration in selecting a dental insurance plan for one’s family. You should begin by giving some thought to the requirements of your dental health.

Do you require extensive dental work, or do you just need your teeth cleaned on a regular basis? Secondly, give some thought to your financial plan.

How much of a premium can you afford to pay for dental insurance on a monthly basis? Last but not least, when it comes to selecting a dentist, you should think about how much leeway you want to give yourself.

Youtube Video About The Cost of Full Mouth Dental Implants With Insurance

Cost Comparison With and Without Insurance

Let’s take a look at a made-up scenario to demonstrate how having dental insurance could potentially save you money on your dental care costs.

Assume that the entire cost of full-mouth dental implants for a patient is $40,000. Without insurance, the patient would be liable for paying the entire amount out of cash.

On the other hand, if the patient has dental insurance that covers fifty percent of the cost, then their out-of-pocket payment will be lowered to twenty thousand dollars.

Other Options for Financing Full Mouth Dental Implants

There is more than one way to finance a whole-mouth dental implant operation. If you do not have dental insurance or if the cost of full-mouth dental implants is not covered by your existing dental insurance policy.

Patients are able to spread out their payments for dental procedures thanks to the numerous payment plans. Also, financing options are offered by dental practices nowadays.

Consider making use of a medical finance company, which is a business that specializes in providing financial assistance for medical procedures.

These organizations might be able to provide more adaptable payment options and more affordable interest rates compared to traditional lenders.

Final Thought

Those who have lost all of their teeth or who are concerned about the possibility of losing them. May find that a full-mouth dental implant operation is a technique that can change their lives for the better. Yet, the expense of the operation may prevent many people from pursuing it as an option.

It’s important to understand what the cost of full-mouth dental implants with insurance covers and to explore all of your financing options before committing to the procedure.

If you are thinking about getting full-mouth dental implants, you should talk to your general dentist or a dental specialist about the cost of the procedure. As well as the many payment plans that are available to you.


How painful are full dental implants?

Dental implant procedures might vary in pain. Most people report mild to moderate soreness for a few days after surgery. Dentist-prescribed painkillers can help. Your dentist may recommend cold packs to minimize swelling and avoiding foods and drinks that may aggravate the surgery site.

How long does a full set of teeth with implants last?

A whole set of teeth with dental implants lasts as long as the patient’s oral hygiene, implant quality, and implant care. A full set of dental implants can survive 20 years or more with proper maintenance.

How much is a full top set of dental implants?

The number of implants, type of implant, and dental office location. All affect the cost of a full top set of dental implants. A full top set of dental implants typically costs $20,000–$50,000.

How long after a tooth is pulled can you get an implant?

After a tooth is taken, the location, bone quality, and soft tissue healing period determine how long it takes to install a dental implant. Most dentists advocate waiting 3-6 months following tooth extraction before implanting.

How many teeth are a full set?

32 teeth—16 upper (8 incisors, 4 canines, 8 premolars, and 4 molars). 16 lower (16 molars)—make up a full set (8 incisors, 4 canines, 8 premolars, and 4 molars). Some people have fewer teeth owing to heredity, dental disorders, or previous dental treatments.

The Cost of Full Mouth Dental Implants with Insurance